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You can qualify for our 6.25% 30-year FIXED mortgage program* with a minimum credit score of 580. This is a 30-year fixed loan with no pre-payment penalty.

• Your new mortgage will cost you no money out of pocket

• Stop trying to save for a down payment, we have 100% financing

• Pay off all your loans: credit cards, car payments, and the rest

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These loans usually don't require any tax returns, and this works well for self-employed borrowers. Most loans are approved the same business day.

We also have programs starting with credit scores as low as 580 for 100% financing of your new home.

Pay off all your loans:

Pay off car payments, student loans, credit cards, taxes, and all the rest. You can apply now.

Your new mortgage will cost you no money out of pocket!

All expenses can be paid from your equity. You should be saving at least $500 per month by refinancing with this lower rate. Most of our borrowers are saving between $1,000 and $2,000 per month.

Your current credit cards and installment debt is costing you on average $1,380.72 per month on your debt of $46,024.00. By including this on your new mortgage loan, your monthly debt payment would now be lowered to $168.97 per month.

Stop trying to save for a down payment:

We also have loans to 100% for purchases. Our 100% financing can even include your closing costs ...it's the best way to buy a home. Here's how you can purchase a home with no money down.

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